LVL 1 · Rookie
You’re viewing sample figures. Enter your numbers in any calculator and this Command Center becomes your real financial picture.
Command Center

Level up your money.

Set your numbers once. CuraMoneta scores your financial health, tracks your net worth, and powers nine quick calculators — all from this screen.

CuraMoneta/ˌkjʊə·rə moʊˈneɪ·tə/nounLatin cura (care, stewardship) + moneta (money) — the careful stewardship of one's money.
LVL 1 Rookie
Financial health0 / 100 XP

Improve savings rate, emergency fund, and debt to level up.

Net worth
$0
assets minus everything you owe
Savings rate
0%
Emergency fund
0 mo
Debt / income
0%

Your snapshot

Quick numbers — saved to this device automatically. Update anytime.

In the black
Positive net worth
20% Saver
Save a fifth of income
Cushioned
6-month emergency fund
Light debt
Debt-to-income under 36%

Modules

Nine calculators, each one job. Your snapshot rides along.

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How it works

One place for your whole financial picture

CuraMoneta is nine connected calculators and one command center. Each tool works on its own, but they share the numbers you enter — so your income, housing, debt, taxes, savings, and the rest add up to a single view instead of nine disconnected tabs.

A score and a level

The Command Center turns your numbers into a simple score built from three fundamentals — your savings rate, your emergency-fund cushion, and your debt-to-income ratio — and a level from 1 to 10. It is a quick read on financial health and a nudge to improve, not a credit score or a grade.

Enter once, see everywhere

Fill in a calculator and its key figures flow to the others automatically. The more tools you use, the sharper the picture — but you can start anywhere, with the Income or Budget calculator, and add over time.

Private by design

Every number stays in your browser. Nothing you enter is sent to a server, so your whole financial picture is yours alone.

How to start

You do not need every number at once. Open any calculator — Income and Budget are good first stops — enter what you know, and your level and totals begin to fill in. Come back and add the rest later; nothing is lost between visits on the same device.

Frequently asked questions

Is CuraMoneta free?
Yes. All nine calculators and the Command Center are free to use.
Do I need to create an account?
No. There is no sign-up, and your data stays in your browser rather than on our servers.
How is my financial level calculated?
From three fundamentals — your savings rate, emergency-fund months, and debt-to-income ratio — combined into a score that maps to a level from 1 to 10.
Do my numbers leave my device?
No. Every calculation runs in your browser, and the numbers you enter are stored only in your device’s local storage.
Do I have to fill in every calculator?
No. Each one works on its own, and your overall picture simply gets sharper as you add more of them.
Will I lose my saved data?
It is saved in your browser on this device. Clearing your browser data, or using the reset link, will remove it.