What it costs to be covered. Quote a new setup on the Calculator, track current premiums in My As-Is, and Compare protection per dollar.
Insurance is easy to overpay for and easy to under-carry. This insurance calculator totals your monthly premiums across health, life, disability, auto, and home, then runs a coverage check showing which of the five core types you actually hold — and which you are missing.
Adding up premiums is the easy half. The harder question is whether you are covered at all. The five-point check flags gaps — say, no disability cover — so you see your exposure, not only your cost.
Your auto premium flows in from the Transport calculator and your homeowners premium from Mortgage, so the total reflects everything without re-entry.
A workplace policy you pay little or nothing for still counts as coverage — enter it at its real cost, even $0, and it registers in the check.
Coverage is a balance: too little leaves a costly gap, too much drains money you could use elsewhere. Seeing premiums and the five-point check together is meant to surface both problems — an exposure with no policy, or a stack of overlapping ones — so your protection matches your actual life.
This calculator works on its own — but it shares your numbers with eight more. Together, they become a command center for your whole financial picture.